How Income Protection Works 3816762268780510832-blid-237069548284922865

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Income protection is one of the rarely requested, but most needed, insurance policies a working adult should invest in. Everyone suffers illness at one time or another, and on occasion it can be serious enough that you have to miss work. It can even result in temporary or permanent disability. Many employers offer sick pay but often for a limited time period. They cannot afford to keep you on the payroll indefinitely. Sick pay is often at a reduced rate so you will encounter the difficulties of trying to survive on less. For families where there is only one breadwinner, this brings forth harsher realities.